Does an out of state speeding ticket go on my driving record?
Whether an out-of-state speeding ticket will make it onto your driving record is a very good question. The answer is not a simple one. While it might seem like your best solution is to ignore the ticket, you should always pay your speeding ticket fines. The reason for doing so is straightforward – if you do not, then you can be arrested.
Whether that ticket will show up on your driving record, thereby impacting your insurance rates really depends on the state in which you live. Most states have signed compacts with each other requiring speeding ticket information to be forwarded to the recipient’s home state. The home state will then charge the recipient for the fines when they go to renew their driving license. However, the frequency and the regularity with which home states enforce such rules can vary. In general states’ do not have this kind of “reciprocity” with every state in the nation. They will have such arrangements with the state neighboring them.
While there is the possibility that you might get away with a speeding ticket in a neighboring state not showing up on your driving record, there is a greater chance that it will make it onto your record and that your insurance rates will increase as a result. In fact, insurance companies gather information from every where in order to keep their records up-to-date. However, most states will not release ticket information unless the infraction has been paid. So, you can technically hide your speeding tickets in another state from your insurance provider by not paying them but it is a risky alternative because if you do ever pass through that state again and get caught for with an unpaid speeding ticket, then you are likely to be arrested and thrown in jail until you pay for the fine. When you insurance company finds out about that, then you can expect to either lose your insurance coverage altogether or have your rates go through the roof.
So, if you do not think that you will ever drive through a particular state again, then you might take the chance and not pay for the speeding ticket. However, if you drive through that state regularly, then it is best to pay for the ticket. Remember that small towns and municipalities realize that many out-of-towners will simply ignore the speeding tickets they receive and so they direct them to the nearest patrol office so that you can pay the fine immediately – and often they will follow you there to make sure that you do.
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